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Jack is a graduate of Rutgers University where he majored in history. His career in the life and health insurance industry involved medical risk selection and brokerage management. Retired in Florida for over two decades after many years in NJ and NY, he occasionally writes, paints, plays poker, participates in play readings and is catching up on Shakespeare, Melville and Joyce, etc.

Sunday, August 14, 2022

08-14-2022 - Election Reminder, Century-Old Words, Religious Thoughts, De-Briefings, Buying Your Leased Car

 

Words From the Past
White

The more things change, the more they stay the same.  About a hundred years ago, William Allen White, the editor of the Emporia (KS) Gazette, addressed the futility of trying to reach that period’s violence-prone white supremacist group, the resurrected Ku Klux Klan. He wrote that ‘no arguments you may use, no facts you may present, no logic you may array, will in the slightest affect these people … They have no capacity for receiving arguments, no minds for retaining or sifting facts, and no mental processes that will hold logic. If they had any of these, they would not be Kluxers.’ 

Just replace ‘Kluxers’ with the names of today’s right-wing extremist groups, starting with believers in QAnon, and you can see the progress we have made in a century is not so great as you might want to believe.

 JL                           

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On Religion

It is good to be somewhat observant of a religion, any religion, just so long as it does not advocate harming other human beings and fills your personal needs, leaving you feeling good.  But don’t get carried away by it.  It just might be enough to be awed by the first Chapter of Genesis, the allegorical description of the Creation, whatever version of it you choose to believe (even a scientific one), and not get any further involved.  If you do, you just might be looking for trouble.

But if you look further, at least try to recognize that everything else beyond the Creation story in any religion’s holy books is merely commentary by those who think more deeply than most about such things, which are there for you to take or leave.  On that level, you will find disagreements both between different religions and within religions themselves to be rampant, some of which even lead people to harm one another, which is not good.

Rushdie
The attempt on the life of author Salman Rushdie is an example of this. This act should bother Muslims who might consider a ‘fatwah’ imposed upon a Muslim to be merely symbolic, and not to be acted upon, especially if it suggests personal harm or even death.  Similarly, when Iranians take to the streets and join with religious cheerleaders in demanding ‘death’ to America or to Israel, is their message to be taken literally or figuratively?  Different listeners hear the message differently, and so it seems to be with a ‘fatwah’ imposed on Muslims as well. Some might, as with the attempt on Rushdie’s life, take it seriously as a religious duty.  I’m okay with religions speaking out against blasphemers or even excommunicating them but attempting to murder them is going too far. 

If Islam advocates harming or killing someone who commits a sacrilegious, but non-violent act, like writing a book filled with blasphemy (Rushdie’s crime), it had better have some very persuasive non-theological arguments to support its position.  (This is one strong argument against theocracies, where there is no non-theological alternative.) 

Otherwise, they risk being as guilty of murder as Christianity was for burning non-believers at the stake during the Inquisition, a bad thing, and the early Hebrews were of stoning to death those who violated some Biblical injunctions, another bad thing.  An extreme way of looking at it might be to ask if Adolf Hitler had not committed suicide, and been captured, tried, convicted, and executed, would it have been for writing ‘Mein Kampf’ or for carrying out that book’s ideas in the Holocaust?

Such behavior, endorsing taking a life because of one's beliefs or writings, however inflammatory, gives religion a very bad name, and gives atheists and agnostics cause to smile.  They may not believe in a ‘hell’ but they know who deserves to eventually end up there, if by chance there is such a place reserved for believers.

JL

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Who is Debriefed and Who Isn’t?

Anyone in government or the armed forces who has access to classified information, on leaving their position and no longer having 'the need to know,' is officially 'debriefed' or should be. 'Debriefing' includes their being made aware of the possible penalties (imprisonment and/or fines) for revealing, or even suggesting they once had access to, classified information. I wonder where, as one proceeds up the hierarchy, 'debriefing' is not carried out.  Are former presidents, cabinet members, members of Congress, generals, etc., ever 'debriefed'?  On what rung of the ladder does the necessity for 'debriefing' start to no longer apply?

JL

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Election Reminder

Just about a dozen weeks remain until Election Day.  Without going into details, this will possibly be the final opportunity for Americans to challenge those who are intent on replacing our democratic republic with an autocracy.

The once honorable Republican Party has been taken over by those who cannot distinguish between conservatism and fascism. No Republican, at any level, who accepts the lies of the defeated former president, should receive the vote of loyal Americans.  

Voting for State legislatures is now of more importance than ever before.  Letting Republicans control them only serves to spread their political cancer.  Look how they attempt to undermine the electoral college and take away voters' rights to fair representation through gerrymandering.  

What can you do about it?  Vote! And devote some time to urging friends and relatives to register and vote.  Get involved politically.  (In Florida, registered Democrats will choose between Nikki Fried and Charlie Crist in an August 23 primary to oppose the dreadful Ron DeSantis now sitting in the Governor's chair. Either one would be preferable to him.  Also, Val Demings deserves the support of all interested in replacing the worthless Marco Rubio in the Senate.)

JL

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On Purchasing a Leased Car When Lease Ends

A few years ago I leased a car from a local dealership.  I liked it so much that at the end of the lease I decided to purchase the car, according to the terms of the lease agreement.  I contacted the financer of my lease, a banking subsidiary of the car’s manufacturer and was told that since they did not have a Florida car dealer’s license, according to that state’s peculiar laws, they couldn’t sell me the car and I had to purchase it through a local dealership which would go through the paperwork charade of obtaining the car’s title  from the finance company, and then resell it to me under the terms of the lease. 

So I contacted the dealership where I had leased the car three years earlier and to my amazement, even though they would never even see the car, the dealership tacked a ‘dealer fee’ of almost $1,000 onto the purchase price.  When I objected to this, they explained that that was their practice, adding a dealer fee to the price of any car purchased from them, including cars from which, as in my case, they had gotten title from their finance company, sight unseen, for the purpose of selling it to me at the end of my lease.  It didn't matter to these thieves that they had already collected a 'dealer fee' from me when the car was leased three years earlier. They just wanted to collect it twice.  

So I walked out and found another dealership, willing to handle my purchase without a dealer fee.  It wasn’t easy, but I found one. (Both dealerships did tack on a few hundred dollars to my purchase price for handling the transaction, but only the original dealership insisted on that $1,000 dealer fee as well.)

The moral of this story is that this dealership is really not interested in customers who object to being ripped off.  They just want to sell or lease cars to dummies, of which there are many thousands in Florida.  Incidentally, they are part of a nationwide conglomerate which owns many dealerships in Florida.  If my experience represents the way they do business, they are to be avoided when one is in the market for a car, because this kind of greed probably pervades their entire operation.  If they don’t screw you one way, they will find another way. 

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Apparently, some lease finance companies don’t pay attention to Florida’s supposed requirement that they be licensed to sell cars in that State in order to be able to transfer a car’s title to a lessee at the end of a lease for a specified purchase price according to the terms of a lease agreement. To them, transferring title to the lessee on a lease purchase is not the same as selling cars.  They just honor the terms of the lease over the phone, online, or by mail.  No one comes after them for doing that, and they don’t charge a ‘dealer fee.’ (A relative recently purchased their Mercedes at the end of its lease in that manner.  I couldn’t do it, however, with my Lexus, whose financing subsidiary interprets the rules so that its dealerships can profit from a lease-end purchase by the lessee.)

Dealerships just love this supposed interpretation of the regulation since it gives them the opportunity to tack on those obscene dealer fees as well as getting first shot at lending the lessee the money with which to purchase the car at lease end, if they don’t have it immediately available.

If you ever lease a car in Florida, try to make certain that you will have the opportunity, if you choose to purchase the car at lease end, to purchase its title directly from the finance company and not be forced to do it through a dealership.  Insist that this be part of the lease agreement.  If they will not go along with that, insist on a specific listing being included in the lease of all fees which might be added to the purchase price by a dealership at lease end.  If the dealership will not do this, walk.  There are both honest car dealerships and dishonest car dealerships, even in Florida.

JL

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America Afloat 


(A poem that is always worth repeating in these blog postings.                   

To learn more, visit this blog’s posting of July 30, 2022.) 

 




America Afloat

 Jack Lippman

 The greatness of America

Is that it does survive

Attacks upon democracy

Whose flame it keeps alive.

 

The laws that blossom from the words

The Founding Fathers wrote

Still serve us well today to keep

America afloat.

 

This doesn’t happen by itself,

We cannot wish it true,

The bottom line, my friends, is that

It all depends on you.

  JL                        

 

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                         That’s Not Enough!

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