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Jack is a graduate of Rutgers University where he majored in history. His career in the life and health insurance industry involved medical risk selection and brokerage management. Retired in Florida for over two decades after many years in NJ and NY, he occasionally writes, paints, plays poker, participates in play readings and is catching up on Shakespeare, Melville and Joyce, etc.

Wednesday, April 23, 2014

Advertising Quiz, Butterflies, plus More on Education and Wealth



Does Advertising Work?

We’ve all seen those auto insurance commercials where a guy chases his runaway car down a hill, a door is sideswiped off of a parked car, a window air conditioner drops onto a parked car,

  

a tree limb is sawed off and drops on a neighbor’s car or a distracted driver drives into his garage with a pair of bikes on his car’s roof, damaging his garage! 

 

Advertising is supposed to pay off.  Does it?  Without cheating, or asking anyone, do you know which insurance company runs these TV ads which many of you may have seen hundreds of times?  Add your answer to the Quiz Box at the top of the column to the right.  Is that Company wasting its money?
JL


                                                 


More on Wealth Redistribution

My comments in the previous blog posting about the amassing of wealth in the world have been echoed by numerous columnists and TV programs.  All of this is apparently based on French economist Thomas Piketty’s recent book (translated from the French), “Capital,” which everyone seems to be reviewing.

  Piketty

Wealth has been “redistributed” throughout history.  Sometimes it is taken by force (Robin Hood, French Revolution, Russian Revolution) and distributed to the “have-nots.”  Sometimes this same aim is accomplished by taxation and laws regarding inheritance, and this can happen the other way around as well, redistributing wealth upwardly, as pointed out in the lyrics from the old song Ain’t We Got Fun: ‘The rich get rich and the poor get children.’ Success in business and investing can result in such upward wealth redistribution as well. 





As this graph suggests, this is a very complicated subject.

Picketty’s book deals with inequities in wealth as opposed to inequities in income. As I have said, this is not a new problem.  The Bible ordains that it be dealt with  every half century in terms of a “jubilee” as explained in Leviticus 25:8-13.  I have not yet read Piketty’s book but I have read some of Leviticus.
Jack Lippman
                                               



Butterfly Report

As Spring progresses, my Butterfly Garden is starting to get active.  Monarchs have found my milkweed, deposited eggs there, producing caterpillars which after devouring much of the milkweed, have molted into cocoons out of which more Monarch butterflies have emerged. If you want to start a butterfly garden, just plant some milkweed tp attract Monarchs and for their caterpillars to eat.  Although it will go to seed and eventually propagate more milkweed, your hungry caterpillars may force you  to purchase some new plants, as I might be doing, but you WILL have butterflies!

  The caterpillar at the center is attached to a passiflora leaf, and as it hangs there, it is molting into a cocoon (the green appendage at its bottom) which will eventually replace its body and finally open up to reveal a Monarch butterfly.

Moving on, I have spotted a Gold Rimmed Swallowtail on my Dutchman’s Pipe vine and expect that species’ caterpillars to appear there shortly, after she (?) gets around to laying some eggs.  Over on my Passiflora Suberosa vines, caterpillars are busily chomping leaves and will soon turn into, if I have identified them correctly, Gulf Frittilary and Broadwing Zebra Butterflies.  My remaining Passiflora vines, while producing pretty blooms, haven’t been home to any caterpillars as of yet.  But the year is still young.
JL

                                                           

Common Core

When the individual Superintendents of Education of all of our states, with the support of their Governors, get together and decide that schools all over the country ought to be working in more or less the same direction to prepare students for higher education and careers, it’s obviously a good thing.  They are not dictating the “how and what” that should be taught in our schools but they are suggesting that common standards be applied throughout the country, so that a third grader in Spokane will be working on approximately the same things as a third grader in Atlanta is working on. This is a good idea, even if it just serves to make it easier for children of parents who move because of job changes.

This is the program known as “Common Core.”  It is not a Federal program. It is not aimed at the instituting of one nationwide curriculum for all schools.  Subject matter and methodology to meet “Common Core’s” standards will still remain in the hands of local and state school administrators.  It’s about as local an approach as is possible. 

Nevertheless, it has been viciously attacked by right wing zealots such as Rush Limbaugh as some sort of “ObamaCORE” plan aimed at Washington taking over local schools.  Otherwise intelligent candidates for office may be coerced into opposing  “Common Core” because of these right wing lies which are believed by millions of gullible Americans.  Support “Common Core.”  It will be good for our schools, nationwide. 
JL

                                                       


School Choice and Charter Schools



Here are some more thoughts of mine on charter schools, based upon information in Frank Cerebino’s incisive column dealing with “school choice” which appeared in the Palm Beach Post on April 18.



In Florida, there is something known as Public Education Capital Outlay (PECO) funding which is supposed to pay for repairs and building improvements for the state’s colleges, universities and public schools, the source of which are taxes on TV, phone, gas and electricity services.  Because of the governor’s and the legislature’s infatuation with “school choice,”  during the first three years of Governor Scott’s administration, only $6,000,000 of PECO money went to the state’s 67 school districts. Charter schools, on the other hand, got $201,000,000, based on the rationale that public school districts can always raise property taxes to pay for these needs while Charter schools cannot. 



Think about this for a minute:  Public PECO money is used to pay for capital improvements for charter schools that are privately owned, and operated for a profit, and which already divert a big chunk of tax money from traditional public schools for each student who enrolls in one of these private Charter schools.  This is legalized misfeasance at best and possibly something worse. All this is done under the banner of providing “school choice.” 

Another rip-off of taxpayer money under the guise of “school choice” is the availability of tax dollars through the Florida Tax Credit Scholarship program for vouchers whereby poor students can attend religious-based schools, where teachers sometimes need not even have a bachelor’s degree, at public expense. 




http://www.rooseveltcampusnetwork.org/sites/all/files/imagecache/Big/School_Choice.jpg







http://www.johnlocke.org/images/articles/screen_4d5e6a3462c2b.gif
Two cartoons illustrating both points of view on School Choice.


Historically, “school choice” meant parents paying for their children to attend a private or parochial school rather than a public school.  Wasn't it that way back when you were going to school?  When this idea is extended into the concept of tax dollars paying for such education outside of the supervision of a school district, or within the supervision of a school district as is the case with private for-profit “charter” schools, it’s time to take a long, hard look at what is happening to our educational system.  

And that look won’t take place until there are massive changes in the make-up of the State Legislature and in the governorship of Florida, and in any other states where “school choice” and for-profit “charter schools” are emasculating the traditional democratic (small "D") basis of American public education.
JL
                                                         
  


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